We build wallets, lending tools, KYC flows and finance dashboards for fintechs, lenders and financial institutions. Security, access control and audit trails are part of the first design, not added later.
We understand the obstacles you face and have practical ways to remove them.
01
Payments across many rails
Customers expect to pay by JazzCash, Easypaisa, Raast, cards and bank transfer. Each rail has its own integration, settlement timing and failure cases.
02
Onboarding that loses customers
Long forms, manual document checks and slow identity verification push applicants to give up before their account is open.
03
Regulatory expectations
SBP regulations shape how onboarding, data handling and outsourcing must work. Adding compliance late is slow and expensive.
04
Reconciliation and reporting
Finance teams spend days matching transactions across gateways, banks and internal ledgers, and still find gaps at month end.
Our solutions
What we build for FinTech.
Tailored software designed around your workflows, your customers and the results you need.
Payments and wallets
Payment flows, wallets and collection tools that handle retries, refunds and settlement cleanly.
JazzCash and Easypaisa integrations
Raast and 1LINK integration support
Card payment gateway integration
Double-entry transaction ledgers
Automated reconciliation and settlement
Refunds, reversals and dispute handling
Digital onboarding and KYC
Onboarding journeys that verify identity quickly and keep a clear record of every check.
NADRA verification integration
CNIC capture and OCR
Liveness and selfie matching
Risk-based customer tiers
AML and sanctions screening
Maker-checker approval flows
Lending and finance operations
Loan origination, collection and reporting tools that give credit and finance teams one accurate view.
Loan origination and decisioning
Repayment schedules and reminders
Collection and recovery workflows
Credit scoring with alternative data
Finance dashboards and MIS reports
Regulatory report exports
Technology stack
Proven tools, chosen for the job.
We pick technology for your needs and your team, not for the trend. These are the tools we reach for most often here.
Frontend & mobile
React
Next.js
React Native
Flutter
TypeScript
Kotlin
Backend & data
Node.js
Spring Boot
Python
PostgreSQL
Redis
Apache Kafka
Security
HashiCorp Vault
Keycloak
AWS KMS
Cloudflare WAF
OWASP ZAP
Snyk
Cloud & DevOps
AWS
Docker
Kubernetes
Terraform
GitHub Actions
Grafana
Security & compliance
Built in from the first sprint.
We build to the standards banks, regulators and auditors expect, and design every system so it can be reviewed.
PCI DSS
Card data flows are designed to PCI DSS requirements, with tokenization keeping raw card numbers out of your systems.
SBP regulations
We design onboarding, data handling and access controls around applicable State Bank of Pakistan regulations and your compliance team's guidance.
OWASP ASVS
Applications are built and tested against the OWASP Application Security Verification Standard.
ISO 27001 practices
We follow ISO 27001 aligned practices for access management, change control and incident handling.
Encryption
Data is encrypted in transit with TLS and at rest with managed keys.
Audit trails
Every transaction, approval and permission change is recorded in tamper-evident logs.
Yes. We integrate with their merchant and payment APIs, and with Raast through your partner bank or payment provider. Access requires your own merchant or partner agreements.
Can you handle NADRA verification?
We integrate NADRA verification through your bank or an authorised verification provider, and build the onboarding flow around it.
Can you work with our compliance and security teams?
Yes. We share architecture and data flow documents early, support penetration tests and security reviews, and fix findings before launch.